It has been a long path to reviewing an entry level, basic financial, budgeting, money monitoring tool for my business & personal finances. (Note: This post is looking at a UK business but all products are available for international countries, in fact most are US based products.)

Having no need for the high products like Quicken, Tas Books, MYOB or SAGE I wanted to find something affordable that allows me to do basic accounts management, budgeting and bank statement reconciliations. Enough that I can give my accountant a summary at the end of the year and monitor my budgets and income in the process.